Acceptable Use Policy

AdCho (the "Site") is operated by KFChow AI Lab.

Last updated: 2026-11-06

1. Prohibited decisions

You must not use the Site to make, or inform, any decision about a natural person that:

• falls within the U.S. Fair Credit Reporting Act (FCRA) or equivalent laws — including consumer credit, credit scoring, lending or insurance underwriting;
• relates to employment screening, hiring, promotion, discipline, compensation or termination;
• relates to housing, rental or tenancy eligibility;
• relates to education, scholarships, government benefits, licences or services;
• relates to healthcare, diagnosis or treatment; or
• otherwise produces legal or similarly significant effects on the person under applicable data protection law.

2. Consumer marketing

The Site is provided for a general audience, including both business and personal users. You must not market to individuals in their personal capacity for unlawful purposes, send unwanted communications to personal email addresses or phone numbers, or build consumer profiles for consumer-facing use cases.

3. Discriminatory and harmful uses

You must not use the Site to discriminate against any individual on the basis of a protected characteristic; to harass, stalk, threaten or harm any individual; to conduct political microtargeting or influence operations; or to perpetrate fraud, impersonation, phishing or social engineering.

4. Resale and redistribution

You must not resell, sublicense, rent or commercially redistribute the Site or its content; make it publicly available; use it in a service-bureau or outsourcing arrangement for third parties; or share access with any affiliate or partner without our written authorisation. You may load it into your own systems and share it internally with people bound by appropriate confidentiality obligations.

5. AI and machine-learning training

You must not use the Site or its content to develop, train, fine-tune, evaluate or benchmark any machine-learning model, foundation model or AI system that produces a product or service competing with the Site, nor provide the content to a third party for that purpose.

6. Outbound messaging

When using the Site for outreach, you must comply with all applicable anti-spam and telemarketing laws, including the Unsolicited Electronic Messages Ordinance (Cap. 593) of Hong Kong, the EU ePrivacy Directive, the GDPR, the UK GDPR and PECR, the U.S. CAN-SPAM Act, the Canadian Anti-Spam Legislation (CASL) and the Telephone Consumer Protection Act (TCPA). You must honour opt-out requests promptly, scrub your lists against applicable do-not-call, do-not-contact and suppression lists, identify yourself truthfully, and include a functional unsubscribe link in every email.

7. Technical conduct

You must not reverse-engineer the Site, circumvent rate limits or access controls, scrape it except through documented interfaces, probe or scan it for vulnerabilities without authorisation, introduce malware, share your credentials, or interfere with its operation.

8. Reporting misuse

Report misuse to helen.ha@kfchow.com. We investigate every report. Serious or repeated breaches may result in suspension, termination or legal action.

9. Sanctions and export control

You represent that you are not located in, or a national or resident of, any country or territory subject to comprehensive trade sanctions administered by Hong Kong, the United States, the United Nations, the European Union or the United Kingdom, and that you are not on any restricted-party list maintained by those authorities.

10. Changes

We update this policy to respond to new risks. The "last updated" date above reflects the current version.